In the Kingdom of Saudi Arabia (KSA) and the United Arab Emirates (UAE), end of service benefits (ESB) play a crucial role in the employment landscape. These benefits provide financial security to employees upon the end of their service, whether
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Reinsurance is a vital component of the insurance industry, allowing insurers to transfer risk to reinsurers and protect themselves from financial losses. However, accurately calculating reinsurance premiums is essential for insurers to ensure they are adequately covered and can manage
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